Poor Credit Help

Posted by admin on February 26th, 2009 at 12:00am

Question:
Poor credit help: How can we rent on poor credit?
We are renting at the moment in Illinois and we are planning to move to another state. We are renting and have rented for the past two years. We always pay our rent on schedule. We have poor credit and my spouse was just recently laid off from his job. If we decide to re-locate (assuming my spouse find another job), how can we get back in a good position? Will we be able to rent from a landlord in Wisconsin and still have a good place to live in a good neighborhood? (either buying or renting a house?) We also have children.

Answers:
Hello, you are in luck. I am only 22 and my spouse is 21, and we do not have the best credit, and we just found a place, about two weeks ago. Based on the property owners, they might go only depending on poor credit help. which in any case may be positive, if one of you has more decent credit than the other, they will check your credit together and go with the average number. If they do not base it only on credit, you always have the option of using your past landlords as references. Seeing as you paid your rent on schedule, your landlords will be more than willing to be of a good reference. Be sure to keep your chin up and be genuine and straight forward with the house or apartment owners that you are trying to apply at! You will find a place. Also, i would recommend, if I might, find a credit consolidation company. Attempt to consolidate most of you and your husbands back balances and make one monthly payment. It will work wonders. It will bring your credit scores up a lit!
tle more with every payment. Best of luck to you and keep your chin up!

I would attempt to locate private owners that are renting rather than the real estate companies that rent out huge apartment complexes. I have commonly found (and we have poor credit help) that cash talks and going about private owners you do not have the background check and application charges most of the time. Also the rent seems to be lower sometimes. I believe that as long as you can prove you have steady income and you get a good reference from your previous landlords, you should be fine. Best of luck.

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